Universal Disclosures

*Details of the Special Introductory Financing are disclosed in the account agreement.

**Rewards apply only to net Purchases on the Card. Cardmembers will earn 1 point for each $1.00 of net Purchases on the Cardmember.s Account. In addition, Cardmembers will accumulate (i) one additional bonus point for each $1.00 of net Universal Purchases (qualifying purchases made at Universal owned and operated locations in the United States) on the Cardmember.s Account or two additional bonus points for each $1.00 of such Universal Purchases if the Cardmember is an active Universal Orlando Resort or Universal Studios Hollywood Annual Passholder who has registered their annual pass number at www.gemoney.com/universal; and (ii) one additional bonus point for the first $400 of net Gas and Grocery Purchases (qualifying purchases made at stand-alone grocery stores and gas stations in the United States) on the Cardmember.s Account per Year. Eligible Annual Pass reward points can begin to accrue on your account after verification and confirmation of your annual Passholder registration, which can take up to 7 days. Balance Transfers, Cash Advances, and Finance Charges are not eligible for Reward Points. Reward Points will be credited to your account the billing period after the billing period in which the qualifying Universal purchase was made. A minimum of 2,500 points is needed in order to redeem. Points expire 60 months after applied to your account or if you fail to make a Purchase in any 12-month period. Account must remain open, in good standing and not become delinquent. Rewards and point levels required to redeem Rewards are subject to change. Click on Apply Now to see the Rewards Program terms for more details.

^†Discounts may be applied to qualifying purchases made at select Universal Studios Theme Parks^SM in the United States. A qualifying purchase may include: online theme park tickets sales, various items purchased at select Universal Studios^® theme park & CityWalk locations. Discounts will be applied at the time of purchase. Merchants reserve the right to not offer the discount. The classification of a qualifying purchase is subject to change without notice. See Cardmember website for more details.

^∧ At Universal Orlando Resort, Universal Express^SM Plus Passes, which allow you to bypass the regular lines, are available forTwister.Ride it Out^®and Jurassic Park River Adventure^®, sponsored by GE Money Bank.Visit the Guest Services window at the entrance of Universal.s Islands of Adventure^® or Universal Studios Florida^® and present your Universal American Express Card from GE Money and your Universal Orlando Annual Pass to receive your Universal Express Plus Pass. Valid one (1) hour after park opening.Valid for one (1) express entry per attraction per person.Not valid for theme park admission or for separately ticketed concerts and special events. Separate theme park admission ticket required.

At Universal Studios Hollywood, get specialPriority Boarding access onJurassic Park: The Ride, sponsored by GE Money Bank. Visit the GE Money Access Center inside the park and present your Universal American Express Card from GE Money and your Universal Studios Hollywood Annual Pass to receive your complimentary Priority Boarding Pass. Valid for up to 6 guests. Restrictions apply. Only for a limited time. Subject to change.

This credit card program issued and administered by GE Money Bank. American Express is a federally registered service mark of American Express and is used by GE Money Bank pursuant to a license.